:root{--navy:#082f3c;--navy2:#063746;--teal:#05a99c;--teal2:#7ee4d7;--mint:#dff8f3;--cream:#f7f5ef;--ink:#102d36;--muted:#60757b;--line:#dce7e5;--white:#fff;--coral:#ff725e;--yellow:#e9f18d;--shadow:0 20px 55px rgba(5,48,61,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:"DM Sans",sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.topbar{height:34px;background:#062d3b;color:#d9eeeb;display:flex;align-items:center;justify-content:center;gap:20px;font-size:12px;letter-spacing:.02em}.topbar a{color:var(--teal2);font-weight:700}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(8,47,60,.1);backdrop-filter:blur(14px)}.nav-wrap{max-width:1240px;height:76px;margin:auto;padding:0 24px;display:flex;align-items:center}.brand{display:grid;grid-template-columns:38px auto;grid-template-rows:24px 13px;align-items:center;column-gap:9px;margin-right:52px;font-family:Manrope,sans-serif;font-size:23px;font-weight:800;color:var(--navy)}.brand small{grid-column:2;font:700 8px/1.2 Manrope;letter-spacing:.27em;color:var(--teal)}.brand-mark{grid-row:1/3;width:38px;height:38px;border-radius:50%;background:var(--teal);display:flex;align-items:flex-end;justify-content:center;gap:3px;padding:8px}.brand-mark i{width:4px;border-radius:4px;background:#fff;transform:rotate(35deg);display:block}.brand-mark i:nth-child(1){height:11px}.brand-mark i:nth-child(2){height:18px}.brand-mark i:nth-child(3){height:25px}.desktop-nav{display:flex;align-items:center;gap:5px}.nav-link{border:0;background:none;padding:26px 14px;color:#294951;font-weight:600;font-size:14px;cursor:pointer}.nav-link:hover,.nav-link.active{color:var(--teal)}.nav-link span{font-size:12px;margin-left:3px}.header-actions{margin-left:auto;display:flex;align-items:center;gap:8px}.search-btn,.language-btn,.menu-btn{border:1px solid var(--line);background:#fff;height:40px;border-radius:50%;cursor:pointer;color:var(--navy)}.search-btn{width:40px;font-size:24px}.language-btn{border-radius:20px;width:48px;font-size:12px;font-weight:700}.menu-btn{width:42px;display:none;padding:10px}.menu-btn span{height:2px;background:var(--navy);display:block;margin:4px}.mega-menu{position:absolute;top:76px;left:50%;transform:translateX(-50%) translateY(-8px);width:min(900px,calc(100% - 40px));background:#fff;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:var(--shadow);padding:28px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;opacity:0;pointer-events:none;transition:.2s}.mega-menu.open{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}.mega-menu a{padding:13px;border-radius:10px;background:#f7faf9;font-weight:600}.mega-menu a small{display:block;color:var(--muted);font-weight:400;margin-top:4px}.mobile-panel{display:none}.hero{position:relative;overflow:hidden;background:linear-gradient(118deg,#e2f8f3 0%,#f6fbf7 46%,#e8f3ec 100%);padding:82px 24px 0;min-height:650px}.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(5,169,156,.13) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(90deg,transparent,#000,transparent)}.hero-orb{position:absolute;border-radius:50%;filter:blur(1px)}.orb-one{width:470px;height:470px;right:-160px;top:-170px;border:95px solid rgba(5,169,156,.10)}.orb-two{width:250px;height:250px;left:-125px;bottom:-80px;background:rgba(233,241,141,.28)}.hero-inner{position:relative;max-width:1160px;margin:auto;display:grid;grid-template-columns:1fr 500px;gap:80px;align-items:center}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.2em;color:#087f77;margin:0 0 18px}.eyebrow.dark{color:#0a8178}.hero h1{font:800 clamp(44px,5vw,68px)/1.04 Manrope,sans-serif;letter-spacing:-.055em;color:var(--navy);margin:0}.hero h1 em{font-style:normal;color:var(--teal)}.hero-lead{max-width:580px;font-size:18px;line-height:1.65;color:#4e6870;margin:26px 0 30px}.trust-line{display:flex;align-items:center;gap:14px;color:#557078;font-size:13px;line-height:1.45}.trust-line strong{color:var(--ink)}.avatar-stack{display:flex}.avatar-stack i{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;margin-right:-8px;border:3px solid #eefaf5;background:#f8d58f;color:#173743;font-style:normal;font-size:11px;font-weight:800}.avatar-stack i:nth-child(2){background:#a4e4dc}.avatar-stack i:nth-child(3){background:#153e4b;color:#fff}.compare-card{background:#fff;border:1px solid rgba(8,47,60,.09);border-radius:22px;padding:26px;box-shadow:0 26px 70px rgba(3,70,77,.18)}.compare-head{display:flex;justify-content:space-between;align-items:center;color:#38575f;font-size:13px;border-bottom:1px solid var(--line);padding-bottom:18px}.compare-head div{font-weight:700}.compare-head small{color:#7b9095}.status-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 5px #def5f1;margin-right:8px}.compare-card h2{font:700 21px Manrope;margin:22px 0 16px}.product-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.product-option{position:relative;text-align:left;border:1px solid var(--line);border-radius:12px;background:#fff;padding:14px 12px 13px 48px;cursor:pointer;transition:.2s}.product-option:hover,.product-option.active{border-color:var(--teal);background:#f1fbf8;box-shadow:0 0 0 2px rgba(5,169,156,.08)}.option-icon{position:absolute;left:12px;top:13px;width:28px;height:28px;border-radius:8px;background:#e3f6f3;color:#068c82;display:grid;place-items:center;font-weight:800}.product-option>span:nth-child(2){display:block;font-weight:700;color:#163b45;font-size:14px}.product-option small{font-size:11px;color:#75898e}.quick-fields{display:grid;grid-template-columns:1fr 1.2fr;gap:10px;margin-top:16px}.quick-fields label>span{display:block;font-size:11px;color:#6f858b;margin-bottom:6px}.input-shell,select{height:46px;border:1px solid var(--line);border-radius:9px;background:#fff}.input-shell{display:flex;align-items:center;padding:0 12px}.input-shell b{font-weight:500;color:#73888c}.input-shell input{width:100%;border:0;outline:0;padding-left:7px;color:var(--ink);font-weight:600}select{width:100%;padding:0 10px;color:#284952;font-size:12px;outline:0}.primary-btn{width:100%;height:52px;margin-top:16px;border:0;border-radius:10px;background:var(--teal);color:#fff;font-weight:800;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:12px;transition:.2s}.primary-btn:hover{background:#078c83;transform:translateY(-1px)}.primary-btn span{font-size:20px}.fine-print{text-align:center;color:#8a9a9e;font-size:10px;margin:10px 0 0}.hero-bottom{position:relative;max-width:1160px;margin:70px auto 0;min-height:64px;display:flex;align-items:center;gap:30px;border-top:1px solid rgba(8,47,60,.14);font-size:13px}.hero-bottom span{font-weight:700;color:var(--navy)}.hero-bottom a{color:#547077}.hero-bottom a:hover{color:var(--teal)}.rates-strip{max-width:1160px;margin:0 auto;padding:24px 0;display:grid;grid-template-columns:repeat(4,1fr);border-bottom:1px solid var(--line)}.rates-strip div{padding:0 24px;border-right:1px solid var(--line)}.rates-strip div:first-child{padding-left:0}.rates-strip div:last-child{border:0}.rates-strip span,.rates-strip strong{display:block}.rates-strip span{font-size:11px;color:#71868c;margin-bottom:5px}.rates-strip strong{font-size:13px}.section{max-width:1160px;margin:auto;padding:105px 0}.section-heading{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:38px}.section-heading h2{font:800 clamp(32px,4vw,48px)/1.1 Manrope;margin:0;color:var(--navy);letter-spacing:-.035em}.section-heading>p{max-width:430px;color:var(--muted);line-height:1.7;margin:0}.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.category-card{position:relative;min-height:360px;border:1px solid var(--line);border-radius:16px;padding:26px;background:#fff;overflow:hidden;transition:.25s}.category-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}.category-card.featured{background:var(--navy);color:#fff;border:0}.card-number{position:absolute;right:20px;top:20px;font:700 11px Manrope;color:#9badb1}.category-icon{width:48px;height:48px;border-radius:13px;background:var(--mint);color:var(--teal);display:grid;place-items:center;font-size:21px;font-weight:800;margin-bottom:42px}.featured .category-icon{background:#164b58;color:var(--teal2)}.category-card h3{font:700 21px Manrope;margin:0 0 13px}.category-card p{color:var(--muted);line-height:1.65;font-size:14px;margin:0}.featured p{color:#bfd1d4}.category-card a{position:absolute;bottom:27px;left:26px;font-size:13px;font-weight:700;color:#087f77}.featured a{color:var(--teal2)}.category-card a span{margin-left:6px}.mini-chart{position:absolute;right:18px;bottom:20px;width:80px;height:54px;display:flex;align-items:end;gap:5px;opacity:.25}.mini-chart i{flex:1;background:var(--teal2);border-radius:3px 3px 0 0}.mini-chart i:nth-child(1){height:24%}.mini-chart i:nth-child(2){height:60%}.mini-chart i:nth-child(3){height:43%}.mini-chart i:nth-child(4){height:82%}.mini-chart i:nth-child(5){height:100%}.insight-band{background:var(--navy);color:#fff;padding:90px 24px;overflow:hidden;position:relative}.insight-band::after{content:"";position:absolute;width:500px;height:500px;border-radius:50%;right:-180px;bottom:-290px;border:80px solid rgba(126,228,215,.08)}.insight-inner{max-width:1080px;margin:auto;display:grid;grid-template-columns:1fr 390px;gap:110px;align-items:center;position:relative;z-index:1}.insight-copy h2{font:800 clamp(36px,4vw,54px)/1.08 Manrope;margin:0 0 24px;letter-spacing:-.04em}.insight-copy>p:not(.eyebrow){color:#bed0d3;font-size:17px;line-height:1.7;max-width:570px}.light-link{display:inline-block;color:var(--teal2);font-weight:700;margin-top:15px}.score-card{background:#fff;color:var(--ink);border-radius:20px;padding:25px;box-shadow:0 25px 70px rgba(0,0,0,.25);transform:rotate(1.5deg)}.score-top{display:flex;justify-content:space-between;font-size:11px;font-weight:800;letter-spacing:.13em}.score-top small{color:#9aabad;font-size:9px}.score-ring{margin:24px auto;width:145px;height:145px;border-radius:50%;display:flex;align-items:baseline;justify-content:center;padding-top:45px;background:conic-gradient(var(--teal) 0 86%,#dfe9e7 86%);position:relative}.score-ring::before{content:"";position:absolute;inset:11px;background:#fff;border-radius:50%}.score-ring strong,.score-ring span{position:relative;z-index:1}.score-ring strong{font:800 40px Manrope;color:var(--navy)}.score-ring span{color:#85979b;font-size:12px}.score-card ul{list-style:none;padding:0;margin:20px 0 0}.score-card li{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding:10px 0;font-size:12px}.tools-section{padding-bottom:120px}.calculator-wrap{display:grid;grid-template-columns:1fr 1fr;background:#f6f8f5;border:1px solid var(--line);border-radius:20px;overflow:hidden}.calculator-panel,.result-panel{padding:40px}.calc-tabs{display:flex;gap:4px;background:#e7eeeb;border-radius:10px;padding:4px;width:max-content;margin-bottom:30px}.calc-tabs button{border:0;background:transparent;border-radius:7px;padding:9px 18px;color:#61777c;font-weight:700;font-size:12px}.calc-tabs .active{background:#fff;color:var(--navy);box-shadow:0 3px 10px rgba(8,47,60,.08)}.calculator-panel label{display:block;font-size:12px;font-weight:700;margin-top:18px}.range-line{margin-top:7px;height:50px;border:1px solid var(--line);background:#fff;border-radius:9px;display:flex;align-items:center;padding:0 14px}.range-line input{border:0;outline:0;width:100%;font-weight:700;background:transparent}.range-line span{color:#75898e;font-size:12px;white-space:nowrap}.slider-row{margin-top:28px}.slider-row span{display:block;font-size:11px;color:#71868c;margin-bottom:10px}.slider-row input{width:100%;accent-color:var(--teal)}.result-panel{background:var(--navy);color:#fff}.result-panel>p{color:#b9cdd0;font-size:13px;margin:5px 0 9px}.result-panel>strong{font:800 50px Manrope;color:var(--teal2)}.result-panel>span{display:block;color:#a9bfc3;font-size:11px;margin-top:3px}.result-bars{margin-top:35px}.result-bars>div{display:grid;grid-template-columns:130px 1fr 100px;align-items:center;gap:12px;margin:16px 0;font-size:11px;color:#bdd0d3}.result-bars i{height:7px;border-radius:5px;background:var(--teal);display:block}.result-bars div:nth-child(2) i{background:#ecdf76}.result-bars b{text-align:right;color:#fff}.result-callout{border-top:1px solid #28525c;margin-top:30px;padding-top:25px;display:flex;gap:12px}.result-callout span{background:#194d59;color:var(--teal2);border-radius:15px;padding:5px 10px;height:max-content;font-size:10px;font-weight:800}.result-callout p{margin:0;color:#bfd1d4;font-size:12px;line-height:1.6}.outline-link{border:1px solid var(--line);padding:12px 17px;border-radius:9px;font-size:12px;font-weight:700}.article-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:16px}.article-card{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;transition:.2s}.article-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.article-visual{height:190px;background:#d8f3ed;position:relative;overflow:hidden;padding:18px}.lead-article .article-visual{height:240px}.article-visual>span{font-size:10px;font-weight:800;letter-spacing:.15em;color:#087f77}.visual-house{position:absolute;width:160px;height:120px;background:#fff;right:35px;bottom:-10px;transform:skewY(-4deg);box-shadow:0 15px 30px rgba(5,48,61,.15)}.visual-house::before{content:"";position:absolute;width:115px;height:115px;background:var(--teal);transform:rotate(45deg);top:-55px;left:22px;z-index:-1}.visual-house i{position:absolute;width:34px;height:62px;background:#c8e5df;bottom:0;left:62px}.article-visual.coral{background:#fce0d8}.article-visual.coral>span{color:#ad4637}.coin-stack{position:absolute;right:42px;bottom:36px}.coin-stack i{display:block;width:110px;height:28px;border-radius:50%;background:#ff8c73;border:6px solid #c84e3d;margin-top:-8px}.article-visual.navy{background:#dbe9ec}.line-graphic{font:800 100px Manrope;color:var(--navy);position:absolute;right:30px;bottom:20px;transform:rotate(-12deg)}.article-body{padding:24px}.tag{color:#0b8a80;font-size:10px;font-weight:700}.article-body h3{font:700 18px/1.35 Manrope;margin:12px 0;color:var(--navy)}.lead-article h3{font-size:23px}.article-body p{font-size:13px;line-height:1.6;color:var(--muted)}.article-body a{font-size:12px;font-weight:700;color:#087f77}.methodology{background:#0b414f;color:#fff;padding:90px 24px}.method-inner{max-width:1160px;margin:auto;display:grid;grid-template-columns:1fr 1.1fr;gap:90px}.method-inner h2{font:800 43px/1.1 Manrope;margin:0}.method-copy>p{color:#bfd2d5;font-size:16px;line-height:1.75;margin-top:0}.method-points{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:30px}.method-points span{font-size:12px;line-height:1.5;color:#d8e8e9}.method-points i{display:block;color:var(--teal2);font:700 11px Manrope;margin-bottom:9px}.newsletter{max-width:1160px;margin:0 auto;padding:75px 0;display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.newsletter h2{font:800 35px Manrope;margin:0}.newsletter p{color:var(--muted)}.newsletter form{display:grid;grid-template-columns:1fr 150px}.newsletter input,.newsletter button{height:52px;border:1px solid var(--line)}.newsletter input{border-radius:9px 0 0 9px;padding:0 17px;outline:0}.newsletter button{border-radius:0 9px 9px 0;background:var(--teal);color:#fff;font-weight:800;cursor:pointer}.newsletter small{grid-column:1/3;margin-top:8px;color:#84979b;font-size:10px}footer{background:#052c39;color:#fff;padding:65px 24px 25px}.footer-main{max-width:1160px;margin:auto;display:grid;grid-template-columns:2fr repeat(3,1fr);gap:70px}.brand.inverse{color:#fff;margin-bottom:20px}.footer-brand p{max-width:330px;color:#a9c0c4;font-size:13px;line-height:1.7}.footer-main h4{font:700 13px Manrope;margin:0 0 20px}.footer-main>div:not(.footer-brand) a{display:block;color:#a9c0c4;font-size:12px;margin:13px 0}.footer-bottom{max-width:1160px;margin:45px auto 0;border-top:1px solid #214956;padding-top:20px;display:flex;justify-content:space-between;color:#7f9aa0;font-size:10px}.modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;opacity:0;pointer-events:none;transition:.2s}.modal.open{opacity:1;pointer-events:auto}.modal-backdrop{position:absolute;inset:0;background:rgba(2,31,40,.75);backdrop-filter:blur(5px)}.modal-dialog{position:relative;width:min(520px,calc(100% - 32px));background:#fff;border-radius:20px;padding:36px;box-shadow:0 30px 100px rgba(0,0,0,.3)}.modal-close{position:absolute;right:16px;top:13px;border:0;background:none;font-size:26px;color:#70868c;cursor:pointer}.modal-badge{font-size:9px;letter-spacing:.17em;font-weight:800;color:#07867c}.modal-dialog h2{font:800 29px Manrope;margin:10px 0}.modal-dialog>p{color:var(--muted);line-height:1.6}.modal-summary{background:#eff8f6;border-radius:12px;padding:15px;margin:18px 0}.modal-summary div{display:flex;justify-content:space-between;font-size:12px;padding:7px 0;border-bottom:1px solid #d9ebe7}.modal-summary div:last-child{border:0}.modal-dialog>small{display:block;text-align:center;color:#889a9e;font-size:10px;margin-top:11px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1000px){.desktop-nav{display:none}.menu-btn{display:block}.mobile-panel{position:absolute;top:76px;left:0;right:0;background:#fff;padding:20px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.mobile-panel.open{display:grid}.mobile-panel a{padding:13px 0;border-bottom:1px solid var(--line);font-weight:700}.hero-inner{grid-template-columns:1fr 440px;gap:35px}.section,.rates-strip,.newsletter{margin-left:24px;margin-right:24px}.category-grid{grid-template-columns:1fr 1fr}.article-grid{grid-template-columns:1fr 1fr}.lead-article{grid-column:1/3}.insight-inner{gap:50px}.method-inner{gap:45px}.footer-main{grid-template-columns:1.5fr repeat(3,1fr);gap:30px}}
@media(max-width:760px){.topbar{display:none}.nav-wrap{height:66px;padding:0 16px}.brand{margin-right:0;font-size:20px}.brand-mark{width:35px;height:35px}.language-btn{display:none}.mobile-panel{top:66px}.hero{padding:55px 16px 0}.hero-inner{display:block}.hero h1{font-size:43px}.hero-lead{font-size:16px}.compare-card{margin-top:42px;padding:19px}.compare-head small{display:none}.quick-fields{grid-template-columns:1fr}.hero-bottom{margin-top:45px;overflow:auto;gap:20px;white-space:nowrap}.hero-bottom span{display:none}.rates-strip{grid-template-columns:1fr 1fr;margin:0;padding:18px 0}.rates-strip div{padding:12px 14px;border-bottom:1px solid var(--line)}.rates-strip div:nth-child(2){border-right:0}.section{padding:75px 0;margin-left:16px;margin-right:16px}.section-heading{display:block}.section-heading>p{margin-top:18px}.section-heading h2{font-size:34px}.category-grid{grid-template-columns:1fr}.category-card{min-height:320px}.insight-band{padding:70px 16px}.insight-inner{grid-template-columns:1fr}.score-card{margin-top:15px;transform:none}.calculator-wrap{grid-template-columns:1fr}.calculator-panel,.result-panel{padding:25px}.result-panel>strong{font-size:42px}.result-bars>div{grid-template-columns:105px 1fr 80px}.article-grid{grid-template-columns:1fr}.lead-article{grid-column:auto}.methodology{padding:70px 16px}.method-inner{grid-template-columns:1fr}.method-points{grid-template-columns:1fr}.newsletter{margin:0 16px;padding:60px 0;grid-template-columns:1fr;gap:25px}.newsletter form{grid-template-columns:1fr}.newsletter input,.newsletter button{border-radius:9px}.newsletter button{margin-top:8px}.newsletter small{grid-column:1}.footer-main{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/3}.footer-bottom{display:block}.modal-dialog{padding:28px 21px}}

/* Defensive responsive sizing for narrow mobile browsers. */
.hero-copy,.compare-card,.product-option,.quick-fields>*{min-width:0}
@media(max-width:760px){body{overflow-x:hidden}.hero h1{font-size:38px;line-height:1.08;overflow-wrap:anywhere}.hero h1 em{display:block}.compare-card{width:100%;overflow:hidden}.product-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.product-option{padding-left:43px}.product-option>span:nth-child(2){white-space:normal}.quick-fields select{min-width:0}.hero-lead{overflow-wrap:anywhere}}